Fee Protection

Fee Protection Service

HMRC enquiries can be time-consuming, intrusive, and costly, even when your tax return is fully correct. Our Tax Enquiry Fee Protection Service, backed by Croner-i Taxwise Protect, ensures you have expert representation without the worry of unexpected accountancy fees. 

To understand how Fee Protection works in real life, you can view our Bee Leaflet case studies here: Download the Bee Leaflet

What is the Fee Protection Service? 

Our service is an insurance-backed protection scheme that covers the professional fees required to defend you during: 

• HMRC enquiries 

• Compliance checks 

• Interventions 

• Disputes across a wide range of taxes 

Even when no extra tax is due, the cost of dealing with HMRC can run into thousands. This service ensures you’re protected. 

What’s Covered? 

Your policy provides up to £100,000 of fee indemnity per claim for representation in: 

• Corporation Tax and Income Tax enquiries 

• VAT and PAYE compliance visits 

• Schedule 36 information requests 

• Construction Industry Scheme (CIS) disputes 

• IR35 and status disputes 

• National Minimum Wage enquiries 

• Capital Gains Tax 

• Inheritance Tax 

• Gift Aid enquiries 

• Stamp Duty Land Tax enquiries 

• Child Tax Credit enquiries 

• Code of Practice 8 investigations (up to £15,000, where fraud is disproved) 

Full Policy Wording and Terms & Conditions are available on request. 

Why HMRC Investigate 

HMRC’s Connect data-matching system draws information from: 

• Banks and financial institutions 

• Land Registry 

• VAT and PAYE systems 

• Visa/Mastercard transactions 

• Airbnb 

• DVLA 

• Social media 

• And more 

This means anyone, even fully compliant taxpayers, can be selected for enquiry. 

What an Enquiry Costs 

Even straightforward enquiries can require extensive professional work. Recent real client examples include: 

• Tax investigation lasting 2 years – fees: £19,000 (covered in full) 

• VAT inspection – fees: £3,400 (covered in full) 

• CIS check – fees: £2,400 (covered in full) 

• ‘Nudge letter’ requiring response – fees: nearly £1,000 (covered in full) 

You can read these case studies in our

👉 Bee Leaflet – Real HMRC Case Examples

Included With Your Subscription: My Business Hub 

All Fee Protection clients also gain access to My Business Hub, your online compliance toolkit for HR, Health & Safety and Legal. 

Your membership includes: 

• Full telephone access to UK advisors (HR, H&S, Legal, Tax & VAT) 

• Downloadable templates, contracts and policies 

• Guidance on key topics such as absence management, maternity, flexible working, fire safety, DSE, manual handling, and more 

• A clear, easy-to-use portal helping you stay compliant and save valuable time 

HR & H&S Hotline: 0844 892 2807 
Tax, VAT & Payroll Advice Line: 0844 892 2470 

Who Is Covered? 

The service covers a wide range of client categories: 

Business Clients 

• Limited Companies 

• LLPs 

• Partnerships
  (Directors, Partners, Company Secretaries and their spouses/civil partners included) 

Sole Traders 

Private Individuals 

• Individuals with no trading income 

• Individuals with Land & Property income below £50,000 

• Non-trading charities & trusts 

For full details, see the Client Categories Explained document (available on request). 

Why Renew Your Fee Protection? 

• HMRC enquiries are on the rise 

• Enquiries can occur at random 

• Professional representation is essential — and costly 

• Your membership removes the financial risk 

• My Business Hub adds value beyond tax support, helping you run your business with confidence 

To continue uninterrupted protection, please ensure your renewal is completed by the date shown on your invoice.